Generally, the seller should inform you of any adverse property conditions of which he or she is aware. This is of no help if there are adverse conditions of which the seller is not aware. The federal Real Estate Disclosure and Notification Rule requires that you be informed of certain adverse environmental conditions affecting the property. Unfortunately, there are circumstances in which you aren't required to receive the disclosure. As a consumer, it is up to you to protect yourself, your family and you investment. While visiting properties, make notes of items possibly requiring investigation in the event you make an offer. Here are some areas of potential investigation to be considered when visiting and buying a home.

Age and condition of structural components

Be aware of the condition of plumbing, electrical, heating, or other mechanical systems.

Required permits

Have structural additions, alterations, replacements, or repairs been made? If so, were proper permits obtained?

Topography

Are there flood, drainage, settling or soil problems on or near the property?

Common areas

Are there homeowners' association obligations, deed restrictions or common area problems?

Neighborhood

Are there noise or nuisance problems?

Environmental conditions

Is there lead-based paint, asbestos, radon gas, fuel, chemical storage tanks, contaminated soil or water affecting the home? You may want to contact the United States Environmental Protection Agency for more information.